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Fixed Interest Products

JBWere Private Wealth Management offers a comprehensive dealing and research-driven service and provides a range of fixed interest securities, including government and corporate bonds, bank bills, debentures, capital notes, income securities, convertible notes and preference shares.

A soundly-constructed portfolio will include a fixed interest component, carefully selected to provide you with maximum potential returns and minimal risk.

Our strategic expertise and sound research can help ensure we identify quality fixed interest securities for your specific financial goals. Our weekly Fixed Interest update provides a summary of interest rates for a range of fixed interest securities.

As a client, you have access to the:

  • primary (prospectus) market
  • Australian Stock Exchange (listed, secondary) market
  • over-the-counter (non-listed, secondary) market.
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What are fixed interest securities?

A fixed interest security is a debt security. When you buy or subscribe for a fixed interest security, you are in effect lending money to an entity, known as the 'issuer'. In return for the loan you provide, the issuer will pay you a specified rate of interest (a coupon) during the lifetime of the fixed interest security, and will repay the face value of the fixed interest security (the principal) to you at a predefined time (maturity date).

How do they differ from shares?

When you buy a fixed interest security you are, in effect, loaning money to the issuer. However, when you buy shares, you are becoming a part owner of the company. With fixed interest securities, you have no claim on the company. However, if the company goes into liquidation, owners of fixed interest securities are always paid before shareholders.